All Credit Cards in India (2026) – Filter by Fee, Bank & Rewards

SBI Card Cashback Credit Card

CashbackShopping

Annual fee₹999 + GST

RewardsUp to 5%

Forex markup3.5%

5% cashback on almost all online spends, with no merchant restrictions
1% cashback on offline spends
Cashback is auto-credited to your statement

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HDFC Bank Millennia Credit Card

CashbackShoppingBeginner friendly

Annual fee₹1,000 + GST

RewardsUp to 5%

Forex markup3.5%

5% cashback on 10 merchants: Amazon, BookMyShow, Cult.fit, Flipkart, Myntra, Sony LIV, Swiggy, Tata CLiQ, Uber and Zomato
1% cashback on other spends
₹1,000 gift voucher every quarter you spend ₹1 lakh

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Amazon Pay ICICI Bank Credit Card

CashbackShoppingLifetime freeBeginner friendly

Annual feeLifetime free

RewardsUp to 5%

Forex markup1.99%

Lifetime free, with no joining or annual fee
5% back on Amazon for Prime members
2% back on bill payments through Amazon Pay

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Flipkart Axis Bank Credit Card

CashbackShopping

Annual fee₹500 + GST

RewardsUp to 5%

Forex markup3.5%

5% cashback on Flipkart and 7.5% on Myntra
4% cashback on preferred partners like Swiggy, Uber and PVR
1% unlimited cashback elsewhere

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Swiggy BLCK HDFC Bank Credit Card

CashbackDiningShopping

Annual fee₹1,000 + GST

RewardsUp to 10%

Forex markup3.5%

10% cashback on Swiggy Food, Instamart and Dineout
5% cashback on online spends across apparel, electronics, pharmacy, travel, cabs and more
1% cashback on other spends

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Swiggy ORNGE HDFC Bank Credit Card

CashbackDiningBeginner friendly

Annual fee₹500 + GST

RewardsUp to 5%

Forex markup3.5%

5% cashback on Swiggy and on online spends across many categories
1% cashback on other spends
Low ₹500 fee, waived at ₹1.5 lakh yearly spend

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Axis Bank ACE Credit Card

CashbackBeginner friendly

Annual fee₹499 + GST

RewardsUp to 5%

Forex markup3.5%

5% cashback on bill payments and recharges via Google Pay
4% cashback on Swiggy, Zomato and Ola
1.5% unlimited cashback on other spends

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HSBC Live+ Credit Card

CashbackDining

Annual fee₹999 + GST

RewardsUp to 10%

Forex markup1.99%

10% cashback on dining, food delivery, groceries, shopping and utilities (up to ₹1,200 a month)
1.5% unlimited cashback on most other spends
Upgraded to Visa Infinite in 2026, with a 1.99% forex markup

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Airtel Axis Bank Credit Card

Cashback

Annual fee₹500 + GST

RewardsUp to 10%

Forex markup3.5%

25% cashback on Airtel mobile, broadband and DTH bills via Airtel Thanks
10% cashback on utility bills via Airtel Thanks
10% value back on Zomato, Blinkit and District (₹200 cap each)

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SBI Card SimplyCLICK Credit Card

ShoppingBeginner friendly

Annual fee₹499 + GST

RewardsUp to 2.5%

Forex markup3.5%

10X reward points on partners: BookMyShow, Myntra, Apollo 24|7, Netmeds, Swiggy, Cleartrip and Yatra
5X reward points on other online spends (capped at 10,000 points a month)
Annual e-voucher milestones on ₹1 lakh and ₹2 lakh spends

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Tata Neu Infinity HDFC Bank Credit Card

ShoppingCashback

Annual fee₹1,499 + GST

RewardsUp to 1.5%

Forex markup2%

5% back as NeuCoins on Tata Neu and partner brands
1.5% back on all other spends, including UPI on the RuPay variant
Domestic and international lounge access

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IDFC FIRST Wealth Credit Card

Lifetime freePremiumTravel

Annual feeLifetime free

RewardsUp to 0.38%

Forex markup0%

Lifetime free premium card
Zero forex markup on international spends (from September 2026)
10X reward points on spends above ₹20,000 a month

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IDFC FIRST Millennia Credit Card

Lifetime freeBeginner friendly

Annual feeLifetime free

RewardsUp to 0.38%

Forex markup0%

Lifetime free
Zero forex markup on international spends (from September 2026)
10X reward points on spends above ₹20,000 a month

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Scapia Federal Bank Credit Card

TravelLifetime free

Annual feeLifetime free

RewardsUp to 4%

Forex markup0%

Zero forex markup on international spends
10% back in Scapia Coins on all eligible spends
20% back on travel booked through the Scapia app

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HDFC Bank Regalia Gold Credit Card

TravelPremium

Annual fee₹2,500 + GST

RewardsUp to 1.25%

Forex markup2%

5X reward points on Nykaa, Myntra, Marks & Spencer and Reliance Digital
Complimentary domestic and international lounge access
Flight vouchers on annual spend milestones

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Axis Bank Atlas Credit Card

TravelPremium

Annual fee₹5,000 + GST

RewardsUp to 5%

Forex markup3.5%

5 EDGE Miles per ₹100 on travel
2 EDGE Miles per ₹100 on other spends
Milestone bonus miles up to 10,000 a year

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HDFC Bank Diners Club Black Metal Credit Card

PremiumTravel

Annual fee₹10,000 + GST

RewardsUp to 3.33%

Forex markup2%

3.33% value back on regular spends
Up to 10X points through HDFC SmartBuy
Unlimited lounge access for primary and add-on members

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HDFC Bank Infinia Metal Credit Card

PremiumTravel

Annual fee₹12,500 + GST

RewardsUp to 3.33%

Forex markup2%

3.33% value back on regular spends
Up to 10X points through HDFC SmartBuy
Unlimited lounge access worldwide

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BPCL SBI Card OCTANE Credit Card

Fuel

Annual fee₹1,499 + GST

RewardsUp to 7.25%

Forex markup3.5%

7.25% value back on fuel at BPCL pumps
10X reward points on dining, groceries, movies and department stores
Complimentary domestic lounge access

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BPCL SBI Card Credit Card

FuelBeginner friendly

Annual fee₹499 + GST

RewardsUp to 4.25%

Forex markup3.5%

4.25% value back on fuel at BPCL pumps
5X reward points on groceries, department stores, movies and dining
2,000 bonus points on paying the joining fee

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IndianOil HDFC Bank Credit Card

FuelBeginner friendly

Annual fee₹500 + GST

RewardsUp to 5%

Forex markup3.5%

5% back as Fuel Points at IndianOil pumps
5% on groceries and bill payments
Fee waived at just ₹50,000 yearly spend

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