ICICI Bank Coral is best for a low-fee starter card from icici. Low ₹500 fee, waived at ₹1.5 lakh yearly spend.
Effective value back per ₹100 spent. 2 points per ₹100 on retail spends; points valued at ₹0.25.
Estimated yearly value after fees and caps for typical spending patterns.
| Balanced spender ₹3,96,000/yr spend | ₹2,210 |
|---|---|
| Online shopper ₹3,90,000/yr spend | ₹2,390 |
| Frequent traveller ₹8,04,000/yr spend | ₹-646 |
| Family & groceries ₹5,88,000/yr spend | ₹2,960 |
1 domestic visit a quarter (needs ₹75,000 spend in the previous quarter) + railway lounge
Reviews are written by readers and checked by us before publishing. They're personal experiences and don't affect our rankings, which are calculated from card terms.
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The ICICI Bank Coral credit card has a joining fee of ₹500 and an annual fee of ₹500, plus 18% GST. The annual fee is waived if you spend ₹1,50,000 or more in a card year.
The ICICI Bank Coral card is best for: a low-fee starter card from icici. Its main strengths are: low ₹500 fee, waived at ₹1.5 lakh yearly spend; milestone points from ₹2 lakh yearly spend. Its main drawback: low 0.5% base reward rate.
The ICICI Bank Coral card charges a 3.5% forex markup on international transactions, plus 18% GST on the markup.
Yes: 1 domestic visit a quarter (needs ₹75,000 spend in the previous quarter) + railway lounge. Banks often attach spend conditions to lounge access, so check the latest terms.