About CardPicker
CardPicker helps people in India choose credit cards with numbers, not hype. We turn fees, reward rates, caps and exclusions into one figure: how much a card is actually worth to you each year.
What we do
- Compare cards fairly. Every card in our comparison table is measured the same way: effective reward rate by category, monthly caps, fee waivers, forex markup and lounge conditions.
- Build free tools. Our calculators cover the best card for your spending, EMIs, interest, forex charges, reward points, utilization and fee break-even. They run in your browser, with no sign-up.
- Explain changes. Banks change card benefits often. Our news coverage tracks devaluations and launches, with links to sources.
Who we are
CardPicker was founded by Deepak, who researches and writes the site's guides, comparisons and news, and builds its calculators. Every article follows our editorial policy: sourced from issuer documents and reputable news, fact-checked, and updated when banks change their cards. We also keep a public log of credit card changes.
How we are funded
CardPicker is free to use. We may show advertising (for example Google AdSense) and in future may earn referral fees from some card issuers. Neither affects how cards are ranked: rankings are calculated with the same formula for every card, and sponsored links are always labelled. See our disclaimer.
Get in touch
Spotted an error or outdated figure? Have a question? Contact us or email contact@cardpicker.in.