Terms and Conditions

Last updated: September 2026

Welcome to CardPicker.in. By accessing or using this website, you agree to these terms. If you do not agree, please do not use the site.

1. Information only, not advice

All content, including comparisons, rankings, blog posts and calculator results, is for general information only. It is not financial, investment, tax or legal advice, and it is not an offer or recommendation to apply for any product. Consider your own circumstances and read the issuer's terms before applying.

2. Accuracy

We work hard to keep card information accurate, but banks change fees, rewards and eligibility frequently and without notice. We do not guarantee that information is complete, current or error-free. Always verify details on the issuer's official website.

3. Calculators

Calculator results are estimates based on the inputs you provide and simplifying assumptions (such as reward point values and category eligibility). Actual rewards, interest and charges may differ.

4. No relationship with issuers

CardPicker is not a bank, NBFC, card issuer or card network, and does not process applications or make credit decisions. Bank and card names and trademarks belong to their respective owners and are used only for identification.

5. Third-party links and advertising

The site contains links to third-party websites and may display advertisements. We are not responsible for the content, products or practices of third parties. Some links may be sponsored or affiliate links, and these will be labelled.

6. Intellectual property

The site's original text, design, code and graphics are owned by CardPicker. You may share links and short quotes with attribution. You may not copy, republish or scrape substantial parts of the site without written permission.

7. Acceptable use

Do not misuse the site, including by attempting to disrupt it, gain unauthorised access, or send spam through our contact form.

8. Limitation of liability

To the fullest extent permitted by law, CardPicker is not liable for any loss or damage arising from your use of the site or reliance on its content.

9. Changes

We may update these terms at any time. Continued use of the site means you accept the updated terms.

10. Governing law

These terms are governed by the laws of India. Any disputes are subject to the jurisdiction of the courts of India.

Contact

Questions about these terms? Email contact@cardpicker.in.