Axis Bank issues popular co-branded cashback cards (Flipkart, Airtel) and travel cards (Atlas, Magnus) that earn EDGE Miles or EDGE Reward points. Its transfer programme changed significantly in 2026. Here's how every Axis Bank card we track compares on fees, rewards and yearly value.
| Best for | Card | Est. yearly value |
|---|---|---|
| Best overall (balanced spender) | Airtel Axis Bank | ₹8,160 |
| Best for online shopping | Airtel Axis Bank | ₹7,980 |
| Best for travel | Axis Bank Atlas | ₹18,024 |
| Best for high spenders | Axis Bank Atlas | ₹45,866 |
Estimated yearly value after caps, fees (with GST) and forex costs for our standard spending profiles. Use your own spends →
| Fee waiver | Lounge | Best for | Compare | ||||
|---|---|---|---|---|---|---|---|
Airtel Axis Bank Axis Bank · Mastercard |
₹500 | ₹2,00,000 spend | Up to 10% | 3.5% | None (removed in April 2026) | Airtel customers who also spend regularly on the card | |
Axis Bank ACE Axis Bank · Visa |
₹499 | ₹2,00,000 spend | Up to 5% | 3.5% | 4 domestic visits a year (spend-linked) | Paying bills and earning flat cashback everywhere | |
Flipkart Axis Bank Axis Bank · Visa / Mastercard |
₹500 | ₹3,50,000 spend | Up to 5% | 3.5% | None | Regular Flipkart and Myntra shoppers | |
Axis Bank Atlas Axis Bank · Visa |
₹5,000 | None | Up to 5% | 3.5% | Domestic and international visits based on tier | Travellers who transfer miles to airline partners | |
Axis Bank Magnus Axis Bank · Visa |
₹12,500 | ₹25,00,000 spend | Up to 2.4% | 2% | Unlimited domestic and international (Priority Pass) lounge access | Very high spenders who transfer points to airline partners |
Devaluation Axis Bank
Air India, Flying Blue and Qantas moved to Group A, which has a much lower annual transfer cap (30,000 EDGE Miles on Atlas).
New fee Axis Bank
Priority Pass no longer works at domestic lounges, dynamic currency conversion charges rise, the late fee on balances above ₹50,000 goes up to ₹1,300, and gift card purchases stop earning rewards.
Axis Atlas · Axis ACE · Flipkart Axis · Airtel Axis · Source
Devaluation Axis Bank
Bill-payment cashback caps now scale with base cashback. 10% on Swiggy and BigBasket replaced by capped partner-wallet credits on Zomato, Blinkit and District.
Devaluation Axis Bank
Four new partners added at a weaker 2:1 ratio.
For a typical balanced spender, Airtel Axis Bank gives the highest estimated yearly value (₹8,160 after fees) among the 5 Axis Bank cards we track. The best card for you depends on where you spend, so try our credit card finder.
Not among the Axis Bank cards we track. The cheapest option is Axis Bank ACE (₹499 + GST).
Apply on Axis Bank's official website or app. If you already bank with them, check the app for pre-approved offers first. Check your eligibility with our calculator before applying, since each application is a hard enquiry on your credit report.
Yes. 4 notable changes this year, including: Axis EDGE Miles: airline transfer groups reshuffled; Axis Bank: higher DCC markup and late fee, gift cards excluded. See our changes log for details and sources.