SBI Card Cashback Credit Card
- 5% cashback on almost all online spends, with no merchant restrictions
- 1% cashback on offline spends
- Cashback is auto-credited to your statement
Airtel Axis Bank is best for airtel customers who also spend regularly on the card. 25% cashback on Airtel mobile, broadband and DTH bills via Airtel Thanks.
Effective value back per ₹100 spent. Cashback credited to the statement; Zomato, Blinkit and District benefits are credited to the partner wallet.
Estimated yearly value after fees and caps for typical spending patterns.
| Balanced spender ₹3,96,000/yr spend | ₹8,160 |
|---|---|
| Online shopper ₹3,90,000/yr spend | ₹7,980 |
| Frequent traveller ₹8,04,000/yr spend | ₹8,244 |
| Family & groceries ₹5,88,000/yr spend | ₹11,040 |
None (removed in April 2026)
The Airtel Axis Bank credit card has a joining fee of ₹500 and an annual fee of ₹500, plus 18% GST. The annual fee is waived if you spend ₹2,00,000 or more in a card year.
The Airtel Axis Bank card is best for: airtel customers who also spend regularly on the card. Its main strengths are: 25% cashback on airtel mobile, broadband and dth bills via airtel thanks; 10% cashback on utility bills via airtel thanks. Its main drawback: since april 2026, bill cashback caps depend on how much base cashback you earn.
The Airtel Axis Bank card charges a 3.5% forex markup on international transactions, plus 18% GST on the markup.
Yes: None (removed in April 2026). Banks often attach spend conditions to lounge access, so check the latest terms.