Airtel Axis Bank is best for airtel customers who also spend regularly on the card. 25% cashback on Airtel mobile, broadband and DTH bills via Airtel Thanks.
Effective value back per ₹100 spent. Cashback credited to the statement; Zomato, Blinkit and District benefits are credited to the partner wallet.
Estimated yearly value after fees and caps for typical spending patterns.
| Balanced spender ₹3,96,000/yr spend | ₹8,160 |
|---|---|
| Online shopper ₹3,90,000/yr spend | ₹7,980 |
| Frequent traveller ₹8,04,000/yr spend | ₹8,244 |
| Family & groceries ₹5,88,000/yr spend | ₹11,040 |
None (removed in April 2026)
New fee Axis Bank
Priority Pass no longer works at domestic lounges, dynamic currency conversion charges rise, the late fee on balances above ₹50,000 goes up to ₹1,300, and gift card purchases stop earning rewards.
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Devaluation Axis Bank
Bill-payment cashback caps now scale with base cashback. 10% on Swiggy and BigBasket replaced by capped partner-wallet credits on Zomato, Blinkit and District.
Reviews are written by readers and checked by us before publishing. They're personal experiences and don't affect our rankings, which are calculated from card terms.
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The Airtel Axis Bank credit card has a joining fee of ₹500 and an annual fee of ₹500, plus 18% GST. The annual fee is waived if you spend ₹2,00,000 or more in a card year.
The Airtel Axis Bank card is best for: airtel customers who also spend regularly on the card. Its main strengths are: 25% cashback on airtel mobile, broadband and dth bills via airtel thanks; 10% cashback on utility bills via airtel thanks. Its main drawback: since april 2026, bill cashback caps depend on how much base cashback you earn.
The Airtel Axis Bank card charges a 3.5% forex markup on international transactions, plus 18% GST on the markup.
Yes: None (removed in April 2026). Banks often attach spend conditions to lounge access, so check the latest terms.