Credit Card Calculators & Tools
Free calculators to help you choose the right credit card and use it wisely: find your best card, estimate EMIs and interest, and understand forex charges and reward values.
Credit Card Quiz
Answer 5 questions and get your top 3 cards.
Wallet Optimiser & Card Roast
Get your wallet graded A–F and see what you're missing.
Points Expiry Tracker
Track points balances and expiry dates.
Credit Card Finder
Enter your monthly spends and see which card earns you the most each year.
Credit Card EMI Calculator
Work out the monthly EMI, interest and GST before converting a purchase.
Credit Card Interest Calculator
See the real cost of paying only the minimum due.
Forex Markup Calculator
Calculate foreign-currency charges and compare them across cards.
Reward Points Value Calculator
Turn points into rupees and find your real reward rate.
Credit Utilization Calculator
Check your credit usage ratio across all your cards.
Airport Lounge Finder
Find cards that get you into airport lounges.
Credit Card Eligibility Calculator
See which cards match your income and credit score.
Credit Limit by Salary Calculator
Estimate your credit limit from your salary.
Sale & Bank Offer Calculator
Find the real price after bank offers and cashback.
Interest-Free Period Calculator
Find the due date and best day to swipe.
Balance Transfer Calculator
See if a balance transfer saves you money.
Rent Payment Calculator
Check if paying rent by card is worth the fees.
Annual Fee Break-even Calculator
Find the spend at which a paid card beats a free one.
Fuel Surcharge & Fuel Card Calculator
See how much the surcharge waiver and a fuel card really save you.
Milestone Benefit Tracker
See how close you are to your card's next milestone bonus.