Airport Lounge Finder: Which Credit Cards Get You In?
Most Indian credit cards now tie airport lounge access to a minimum spend, and the rules differ by bank. Pick your trip type, fee budget and conditions to see which cards in our database can get you into a lounge, then check the airport's official lounge list before you fly.
How to use lounge access in 2026
- Check your spend condition. Many cards unlock visits only after spending a set amount in the previous month or quarter. HDFC Regalia Gold needs ₹60,000 a quarter, and Scapia and IDFC FIRST cards need ₹20,000 a month.
- Generate a voucher if needed. Some banks, including HDFC, now use app-based vouchers.
- Carry the physical card. Some lounges no longer accept digital cards, and Axis Priority Pass stopped working at domestic lounges from 28 August 2026.
- Check the terminal. A lounge in one terminal is no use if you depart from another.
Read the full rules in our 2026 lounge access guide and the Mumbai airport guide. Lounge terms change often, and we log every change on our changes page.
FAQs
Which credit card gives unlimited airport lounge access in India?
Among cards we track, HDFC Infinia, HDFC Diners Club Black Metal and Axis Magnus offer unlimited domestic and international lounge access, with high fees and income requirements.
Which lifetime free credit card has lounge access?
IDFC FIRST Wealth offers domestic and international lounge access, with a ₹20,000 monthly spend condition. Check the current terms before relying on it.
Why is the finder showing a spend condition?
Many banks now unlock lounge visits only after you spend a minimum amount in the previous month or quarter. The card page shows each card's exact rule.