Credit Card Rent Payment Calculator
Paying rent by credit card can extend your cash flow and help you hit spend milestones, but platform fees, bank rent fees and GST often cost more than the rewards. Check the numbers before you pay.
What paying rent by card costs
- Platform fee: rent apps charge about 1–2% plus GST.
- Bank rent fee: many issuers, including HDFC Bank and ICICI Bank, charge 1% on rent transactions, sometimes capped per transaction.
- Rewards: most cards now give no rewards on rent.
It can still make sense if paying rent unlocks a fee waiver or a milestone worth more than the fees. Enter that value above.
FAQs
Do credit cards give rewards on rent payments?
Most cards now exclude rent from rewards. A few still count it towards milestones or fee waivers, so check your card's terms.
Is GST charged on rent payment fees?
Yes, 18% GST is charged on the platform or bank fee, not on the rent itself.