Credit Card Milestone Benefit Tracker
Several credit cards give bonus vouchers, points or miles once your spending crosses a yearly threshold. Pick your card and enter what you've spent so far to see how close you are to the next milestone, and the pace you need to keep to reach it.
How milestone benefits work
Milestones are usually based on total spend in a card year (12 months from your card's anniversary, not the calendar year, on many cards), and some exclude categories like rent, wallet loads, fuel or EMI transactions. Check your card's terms for the exact spend window and any exclusions before relying on our estimate.
Don't overspend to reach one
A milestone bonus is only worth chasing if you'd spend the extra amount anyway. Compare the milestone's value with the cost of reaching it using our fee break-even calculator.
FAQs
What is a credit card milestone benefit?
A bonus, such as vouchers, points or miles, that a card gives once your spending in a card year crosses a set threshold.
Does the milestone year match the calendar year?
Often not. Many cards count 12 months from when you got the card, not January to December. Check your card's terms.
Do all spends count toward a milestone?
Usually not. Rent, wallet loads, fuel, EMI conversions and cash advances are commonly excluded. Check your card's exclusions.