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Flipkart Axis Bank Credit Card Review

Flipkart Axis Bank is best for regular flipkart and myntra shoppers. 5% cashback on Flipkart and 7.5% on Myntra.

Annual fee₹500 + GST
Fee waiver₹3,50,000 / year
Top reward rate5%
Forex markup3.5%
NetworkVisa / Mastercard
Min. income₹15,000/mo
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Pros

  • 5% cashback on Flipkart and 7.5% on Myntra
  • 4% cashback on preferred partners like Swiggy, Uber and PVR
  • 1% unlimited cashback elsewhere
  • Low ₹500 annual fee

Cons

  • Fee waiver needs ₹3.5 lakh yearly spend
  • No cashback on utilities, fuel, rent and education
  • Lounge access discontinued

Reward rate by category

Effective value back per ₹100 spent. Cashback auto-credited to the statement.

Amazon1%
Flipkart5%
Other online shopping1%
Food delivery4%
Dining out1%
Groceries1%
Flights & hotels4%
Fuel0%
Bills & recharges0%
Everything else1%

Caps, tiers & milestones

  • Flipkart cashback capped at ₹4,000 per quarter

How much could you earn?

Estimated yearly value after fees and caps for typical spending patterns.

Balanced spender
₹3,96,000/yr spend
₹6,360
Online shopper
₹3,90,000/yr spend
₹7,860
Frequent traveller
₹8,04,000/yr spend
₹12,684
Family & groceries
₹5,88,000/yr spend
₹6,960

Use my own spends

Lounge access

None

Compare Flipkart Axis with

Similar credit cards

HDFC Bank Millennia Credit Card

CashbackShoppingBeginner friendly
Annual fee₹1,000 + GST
RewardsUp to 5%
Forex markup3.5%
  • 5% cashback on 10 merchants: Amazon, BookMyShow, Cult.fit, Flipkart, Myntra, Sony LIV, Swiggy, Tata CLiQ, Uber and Zomato
  • 1% cashback on other spends
  • ₹1,000 gift voucher every quarter you spend ₹1 lakh
View details

Flipkart Axis Bank FAQs

What is the annual fee of the Flipkart Axis Bank credit card?

The Flipkart Axis Bank credit card has a joining fee of ₹500 and an annual fee of ₹500, plus 18% GST. The annual fee is waived if you spend ₹3,50,000 or more in a card year.

Is Flipkart Axis Bank a good credit card?

The Flipkart Axis Bank card is best for: regular flipkart and myntra shoppers. Its main strengths are: 5% cashback on flipkart and 7.5% on myntra; 4% cashback on preferred partners like swiggy, uber and pvr. Its main drawback: fee waiver needs ₹3.5 lakh yearly spend.

What is the forex markup on Flipkart Axis Bank?

The Flipkart Axis Bank card charges a 3.5% forex markup on international transactions, plus 18% GST on the markup.

Does Flipkart Axis Bank offer airport lounge access?

No, the Flipkart Axis Bank card does not offer complimentary airport lounge access.

✓ Details verified 26 September 2026Minimum income: ₹15,000 a month (salaried), reported by comparison sites. Sources: CardExpress 2026 changelog · Axis Bank. Banks change terms often, so confirm on the Axis Bank website before applying.
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