ICICI Bank's best-known card is the lifetime free Amazon Pay ICICI. Its own Coral and Sapphiro cards earn ICICI reward points, with lounge access tied to quarterly spend. Here's how every ICICI Bank card we track compares on fees, rewards and yearly value.
| Best for | Card | Est. yearly value |
|---|---|---|
| Best overall (balanced spender) | Amazon Pay ICICI Bank | ₹5,400 |
| Best for online shopping | Amazon Pay ICICI Bank | ₹7,980 |
| Best for travel | Amazon Pay ICICI Bank | ₹6,782 |
| Best lifetime free | Amazon Pay ICICI Bank | ₹5,400 |
| Best for high spenders | Amazon Pay ICICI Bank | ₹19,893 |
Estimated yearly value after caps, fees (with GST) and forex costs for our standard spending profiles. Use your own spends →
| Fee waiver | Lounge | Best for | Compare | ||||
|---|---|---|---|---|---|---|---|
Amazon Pay ICICI Bank ICICI Bank · Visa |
Free | – | Up to 5% | 1.99% | None | Amazon Prime members who want a no-fee card | |
ICICI Bank Coral ICICI Bank · Visa / Mastercard / RuPay |
₹500 | ₹1,50,000 spend | Up to 0.5% | 3.5% | 1 domestic visit a quarter (needs ₹75,000 spend in the previous quarter) + railway lounge | A low-fee starter card from ICICI | |
ICICI Bank Sapphiro ICICI Bank · Visa / Mastercard / Amex |
₹3,500 | ₹6,00,000 spend | Up to 1% | 3.5% | 4 domestic visits a year (needs ₹75,000 spend in the previous quarter) + 2 international | ICICI customers who want lounge access and milestone points |
New fee ICICI Bank
1% fee on wallet loads of ₹5,000 or more and 2% on online gaming.
For a typical balanced spender, Amazon Pay ICICI Bank gives the highest estimated yearly value (₹5,400 after fees) among the 3 ICICI Bank cards we track. The best card for you depends on where you spend, so try our credit card finder.
Yes: Amazon Pay ICICI Bank.
Apply on ICICI Bank's official website or app. If you already bank with them, check the app for pre-approved offers first. Check your eligibility with our calculator before applying, since each application is a hard enquiry on your credit report.
Yes. 1 notable change this year, including: ICICI Bank: wallet load and gaming fees. See our changes log for details and sources.