Swiggy ORNGE HDFC Bank is best for moderate swiggy and online spenders who want a low fee. 5% cashback on Swiggy and on online spends across many categories.
Effective value back per ₹100 spent. Cashback credited to the card statement.
Estimated yearly value after fees and caps for typical spending patterns.
| Balanced spender ₹3,96,000/yr spend | ₹9,960 |
|---|---|
| Online shopper ₹3,90,000/yr spend | ₹15,180 |
| Frequent traveller ₹8,04,000/yr spend | ₹16,404 |
| Family & groceries ₹5,88,000/yr spend | ₹10,320 |
None
The Swiggy ORNGE HDFC Bank credit card has a joining fee of ₹500 and an annual fee of ₹500, plus 18% GST. The annual fee is waived if you spend ₹1,50,000 or more in a card year.
The Swiggy ORNGE HDFC Bank card is best for: moderate swiggy and online spenders who want a low fee. Its main strengths are: 5% cashback on swiggy and on online spends across many categories; 1% cashback on other spends. Its main drawback: only 5% on swiggy (blck gives 10%).
The Swiggy ORNGE HDFC Bank card charges a 3.5% forex markup on international transactions, plus 18% GST on the markup.
No, the Swiggy ORNGE HDFC Bank card does not offer complimentary airport lounge access.