ShoppingBeginner friendly

SBI Card SimplyCLICK Credit Card Review

SBI Card SimplyCLICK is best for first-time card users who shop online. 10X reward points on partners: BookMyShow, Myntra, Apollo 24|7, Netmeds, Swiggy, Cleartrip and Yatra.

Annual fee₹499 + GST
Fee waiver₹1,00,000 / year
Top reward rate2.5%
Forex markup3.5%
NetworkVisa
More from SBI CardAll SBI Card cards
Min. incomeNot published

Pros

  • 10X reward points on partners: BookMyShow, Myntra, Apollo 24|7, Netmeds, Swiggy, Cleartrip and Yatra
  • 5X reward points on other online spends (capped at 10,000 points a month)
  • Annual e-voucher milestones on ₹1 lakh and ₹2 lakh spends
  • Low fee, waived at ₹1 lakh

Cons

  • Amazon is no longer a 10X partner
  • Low 0.25% value on offline spends
  • Points must be redeemed manually

Reward rate by category

Effective value back per ₹100 spent. Reward points valued at ₹0.25 each.

Amazon1.25%
Flipkart1.25%
Other online shopping2.5%
Food delivery2.5%
Dining out0.25%
Groceries0.25%
Flights & hotels2.5%
Fuel0%
Bills & recharges0.25%
Everything else0.25%

Caps, tiers & milestones

  • 5X points on other online spends capped at 10,000 points a month

How much could you earn?

Estimated yearly value after fees and caps for typical spending patterns.

Balanced spender
₹3,96,000/yr spend
₹3,930
Online shopper
₹3,90,000/yr spend
₹5,505
Frequent traveller
₹8,04,000/yr spend
₹5,574
Family & groceries
₹5,88,000/yr spend
₹3,660

Use my own spends

Lounge access

None

Cardholder reviews

Reviews are written by readers and checked by us before publishing. They're personal experiences and don't affect our rankings, which are calculated from card terms.

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HDFC Bank Millennia Credit Card

CashbackShoppingBeginner friendly
Annual fee₹1,000 + GST
RewardsUp to 5%
Forex markup3.5%
  • 5% cashback on 10 merchants: Amazon, BookMyShow, Cult.fit, Flipkart, Myntra, Sony LIV, Swiggy, Tata CLiQ, Uber and Zomato
  • 1% cashback on other spends
  • ₹1,000 gift voucher every quarter you spend ₹1 lakh
View details

SBI Card SimplyCLICK FAQs

What is the annual fee of the SBI Card SimplyCLICK credit card?

The SBI Card SimplyCLICK credit card has a joining fee of ₹499 and an annual fee of ₹499, plus 18% GST. The annual fee is waived if you spend ₹1,00,000 or more in a card year.

Is SBI Card SimplyCLICK a good credit card?

The SBI Card SimplyCLICK card is best for: first-time card users who shop online. Its main strengths are: 10x reward points on partners: bookmyshow, myntra, apollo 24|7, netmeds, swiggy, cleartrip and yatra; 5x reward points on other online spends (capped at 10,000 points a month). Its main drawback: amazon is no longer a 10x partner.

What is the forex markup on SBI Card SimplyCLICK?

The SBI Card SimplyCLICK card charges a 3.5% forex markup on international transactions, plus 18% GST on the markup.

Does SBI Card SimplyCLICK offer airport lounge access?

No, the SBI Card SimplyCLICK card does not offer complimentary airport lounge access.

✓ Details verified 26 September 2026Minimum income: not published. Sources: SBI Card: official card page. Banks change terms often, so confirm on the SBI Card website before applying.
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