SBI Card Cashback Credit Card
- 5% cashback on almost all online spends, with no merchant restrictions
- 1% cashback on offline spends
- Cashback is auto-credited to your statement
SBI Card SimplyCLICK is best for first-time card users who shop online. 10X reward points on partners: BookMyShow, Myntra, Apollo 24|7, Netmeds, Swiggy, Cleartrip and Yatra.
Effective value back per ₹100 spent. Reward points valued at ₹0.25 each.
Estimated yearly value after fees and caps for typical spending patterns.
| Balanced spender ₹3,96,000/yr spend | ₹3,930 |
|---|---|
| Online shopper ₹3,90,000/yr spend | ₹5,505 |
| Frequent traveller ₹8,04,000/yr spend | ₹5,574 |
| Family & groceries ₹5,88,000/yr spend | ₹3,660 |
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Reviews are written by readers and checked by us before publishing. They're personal experiences and don't affect our rankings, which are calculated from card terms.
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The SBI Card SimplyCLICK credit card has a joining fee of ₹499 and an annual fee of ₹499, plus 18% GST. The annual fee is waived if you spend ₹1,00,000 or more in a card year.
The SBI Card SimplyCLICK card is best for: first-time card users who shop online. Its main strengths are: 10x reward points on partners: bookmyshow, myntra, apollo 24|7, netmeds, swiggy, cleartrip and yatra; 5x reward points on other online spends (capped at 10,000 points a month). Its main drawback: amazon is no longer a 10x partner.
The SBI Card SimplyCLICK card charges a 3.5% forex markup on international transactions, plus 18% GST on the markup.
No, the SBI Card SimplyCLICK card does not offer complimentary airport lounge access.