Tata Neu Infinity HDFC Bank is best for shoppers loyal to tata brands. 5% back as NeuCoins on Tata Neu and partner brands.
Effective value back per ₹100 spent. Earned as NeuCoins (1 NeuCoin = ₹1 on Tata Neu). 5% on Tata brands such as BigBasket, Croma and Tata 1mg.
Estimated yearly value after fees and caps for typical spending patterns.
| Balanced spender ₹3,96,000/yr spend | ₹5,400 |
|---|---|
| Online shopper ₹3,90,000/yr spend | ₹5,850 |
| Frequent traveller ₹8,04,000/yr spend | ₹8,868 |
| Family & groceries ₹5,88,000/yr spend | ₹7,920 |
8 domestic + 4 international visits a year
Devaluation HDFC Bank
The UPI route to the 5% rate was closed.
Reviews are written by readers and checked by us before publishing. They're personal experiences and don't affect our rankings, which are calculated from card terms.
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The Tata Neu Infinity HDFC Bank credit card has a joining fee of ₹1,499 and an annual fee of ₹1,499, plus 18% GST. The annual fee is waived if you spend ₹3,00,000 or more in a card year.
The Tata Neu Infinity HDFC Bank card is best for: shoppers loyal to tata brands. Its main strengths are: 5% back as neucoins on tata neu and partner brands; 1.5% back on all other spends, including upi on the rupay variant. Its main drawback: neucoins are only useful inside the tata ecosystem.
The Tata Neu Infinity HDFC Bank card charges a 2% forex markup on international transactions, plus 18% GST on the markup.
Yes: 8 domestic + 4 international visits a year. Banks often attach spend conditions to lounge access, so check the latest terms.