BPCL SBI Card OCTANE is best for daily commuters who fuel at bpcl. 7.25% value back on fuel at BPCL pumps.
Effective value back per ₹100 spent. Includes 6.25% as reward points (₹0.25 each) plus 1% fuel surcharge waiver at BPCL.
Estimated yearly value after fees and caps for typical spending patterns.
| Balanced spender ₹3,96,000/yr spend | ₹5,670 |
|---|---|
| Online shopper ₹3,90,000/yr spend | ₹2,190 |
| Frequent traveller ₹8,04,000/yr spend | ₹1,434 |
| Family & groceries ₹5,88,000/yr spend | ₹10,530 |
4 domestic visits a year
Devaluation SBI Card
Accelerated fuel rewards now apply to about ₹7,000 of BPCL fuel a month. The BPCL SBI Card renewal fee is reversed on ₹1 lakh yearly spend.
Reviews are written by readers and checked by us before publishing. They're personal experiences and don't affect our rankings, which are calculated from card terms.
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The BPCL SBI Card OCTANE credit card has a joining fee of ₹1,499 and an annual fee of ₹1,499, plus 18% GST. The annual fee is waived if you spend ₹2,00,000 or more in a card year.
The BPCL SBI Card OCTANE card is best for: daily commuters who fuel at bpcl. Its main strengths are: 7.25% value back on fuel at bpcl pumps; 10x reward points on dining, groceries, movies and department stores. Its main drawback: fuel rewards only at bpcl.
The BPCL SBI Card OCTANE card charges a 3.5% forex markup on international transactions, plus 18% GST on the markup.
Yes: 4 domestic visits a year. Banks often attach spend conditions to lounge access, so check the latest terms.