Federal Bank Paisabazaar Paisaback is best for grocery and quick commerce shoppers (blinkit, zepto, instamart, bigbasket, dmart). 7.5% cashback on groceries at DMart, Reliance Fresh, Star Bazaar, Nature's Basket, Blinkit, Zepto, Swiggy Instamart and BigBasket.
Effective value back per ₹100 spent. Cashback credited as Cash Points, valid for one year. 7.5% on eligible grocery merchants, 1% on other card spends, 0.5% on UPI payments above ₹2,000 (excluding grocery, fuel and travel).
Estimated yearly value after fees and caps for typical spending patterns.
| Balanced spender ₹3,96,000/yr spend | ₹8,280 |
|---|---|
| Online shopper ₹3,90,000/yr spend | ₹6,240 |
| Frequent traveller ₹8,04,000/yr spend | ₹5,964 |
| Family & groceries ₹5,88,000/yr spend | ₹12,000 |
None
Reviews are written by readers and checked by us before publishing. They're personal experiences and don't affect our rankings, which are calculated from card terms.
Loading reviews…
The Federal Bank Paisabazaar Paisaback credit card has a joining fee of ₹500 and an annual fee of ₹500, plus 18% GST. The annual fee is waived if you spend ₹1,50,000 or more in a card year.
The Federal Bank Paisabazaar Paisaback card is best for: grocery and quick commerce shoppers (blinkit, zepto, instamart, bigbasket, dmart). Its main strengths are: 7.5% cashback on groceries at dmart, reliance fresh, star bazaar, nature's basket, blinkit, zepto, swiggy instamart and bigbasket; low ₹500 fee, waived on ₹1.5 lakh yearly spend. Its main drawback: all cashback capped at ₹1,000 a month, so 7.5% only applies to about ₹13,300 of groceries.
The Federal Bank Paisabazaar Paisaback card charges a 3.5% forex markup on international transactions, plus 18% GST on the markup.
No, the Federal Bank Paisabazaar Paisaback card does not offer complimentary airport lounge access.