Pune Metro Card: NCMC, Credit Cards & How to Pay (2026)
Pune Metro has supported NCMC since it opened. The One Pune Card from HDFC Bank is the local NCMC card, and Puneri Metro Line 3 also accepts NCMC.
Operator: Maha Metro (Pune) and Puneri Metro Line 3
Cards that work on Pune Metro
One Pune Card (HDFC Bank)
Prepaid NCMC card for Pune Metro, usable on other NCMC systems.
Any bank's NCMC card
Accepted on Pune Metro Lines 1 and 2 and on Puneri Metro Line 3.
Key facts
- The fare system accepts NCMC cards, mobile app tickets, WhatsApp QR tickets and counter tickets.
Using a credit card on the metro
- RBL Bank RuPay credit cards include the NCMC feature, so you can tap them at NCMC metro gates. The offline wallet holds up to ₹2,000.
- Most other credit cards (Visa, Mastercard and regular RuPay) don't work at metro gates unless they have the NCMC feature. Look for "NCMC" or "RuPay On-the-Go" on the card or in your bank app.
- NCMC debit and prepaid cards are available from many banks, including SBI, HDFC, ICICI and Axis.
How to use an NCMC card
- Top up the card's offline wallet at a station counter, ticket machine or through your bank app (plus the card's own balance for shopping).
- Tap at the entry gate, then tap again at the exit gate. The fare is deducted from the offline wallet.
- Keep a small balance. The offline wallet holds up to ₹2,000.
FAQs
Can I use a credit card on Pune Metro?
Yes, if it has the NCMC feature (for example RBL Bank RuPay credit cards). Pune Metro accepts NCMC cards. Regular credit cards without NCMC can't be tapped at the gates.
Which card should I buy for Pune Metro?
One Pune Card (HDFC Bank): Prepaid NCMC card for Pune Metro, usable on other NCMC systems.
Sources
✓ Fact-checked 26 September 2026Transit card rules change as systems upgrade. Confirm at the station or on the operator's website. Spotted a change? Tell us.