Ahmedabad & Gandhinagar Metro Card: NCMC, Credit Cards & How to Pay (2026)
Ahmedabad Metro accepts NCMC RuPay cards. Reports say an NCMC card is needed for cross-phase trips (Ahmedabad to Gandhinagar and GIFT City) and gets the same 10% discount as the metro smart card.
Operator: Gujarat Metro Rail Corporation (GMRC)
Cards that work on Ahmedabad Metro
Any bank's NCMC (RuPay) card
Reported to get a 10% fare discount, and required for cross-phase journeys.
Key facts
- Surat Metro is still under construction and is not operational yet.
Using a credit card on the metro
- RBL Bank RuPay credit cards include the NCMC feature, so you can tap them at NCMC metro gates. The offline wallet holds up to ₹2,000.
- Most other credit cards (Visa, Mastercard and regular RuPay) don't work at metro gates unless they have the NCMC feature. Look for "NCMC" or "RuPay On-the-Go" on the card or in your bank app.
- NCMC debit and prepaid cards are available from many banks, including SBI, HDFC, ICICI and Axis.
How to use an NCMC card
- Top up the card's offline wallet at a station counter, ticket machine or through your bank app (plus the card's own balance for shopping).
- Tap at the entry gate, then tap again at the exit gate. The fare is deducted from the offline wallet.
- Keep a small balance. The offline wallet holds up to ₹2,000.
FAQs
Can I use a credit card on Ahmedabad Metro?
Yes, if it has the NCMC feature (for example RBL Bank RuPay credit cards). Ahmedabad Metro accepts NCMC cards. Regular credit cards without NCMC can't be tapped at the gates.
Which card should I buy for Ahmedabad Metro?
Any bank's NCMC (RuPay) card: Reported to get a 10% fare discount, and required for cross-phase journeys.
Sources
✓ Fact-checked 26 September 2026Transit card rules change as systems upgrade. Confirm at the station or on the operator's website. Spotted a change? Tell us.