Delhi Metro Card: NCMC, Credit Cards & How to Pay (2026)

Cards that work on Delhi Metro

Key facts

• NCMC accepted on all Delhi Metro lines, including the Airport Express Line.
• Airtel Payments Bank processes NCMC transactions for DMRC.
• NCMC cards carry an offline wallet (up to ₹2,000) that works even without mobile signal underground.

Using a credit card on the metro

• RBL Bank RuPay credit cards include the NCMC feature, so you can tap them at NCMC metro gates. The offline wallet holds up to ₹2,000.
• Most other credit cards (Visa, Mastercard and regular RuPay) don't work at metro gates unless they have the NCMC feature. Look for "NCMC" or "RuPay On-the-Go" on the card or in your bank app.
• NCMC debit and prepaid cards are available from many banks, including SBI, HDFC, ICICI and Axis.

How to use an NCMC card

1. Top up the card's offline wallet at a station counter, ticket machine or through your bank app (plus the card's own balance for shopping).
2. Tap at the entry gate, then tap again at the exit gate. The fare is deducted from the offline wallet.
3. Keep a small balance. The offline wallet holds up to ₹2,000.

FAQs

Sources

• DMRC: National Common Mobility Card
• Airtel Payments Bank: DMRC partnership
• Swarajya: DMRC–Airtel Payments Bank On-The-Go cards

Other cities

• Mumbai
• Bengaluru
• Chennai
• Hyderabad
• Pune
• Ahmedabad & Gandhinagar
• Kochi
• Lucknow, Kanpur & Agra
• Noida & Greater Noida