Hyderabad Metro Card: NCMC, Credit Cards & How to Pay (2026)
Since March 2026, Hyderabad Metro ticket counters sell the PhonePe RuPay On-The-Go card, an NCMC card that also works in other NCMC cities.
Operator: L&T Metro Rail (Hyderabad)
Cards that work on Hyderabad Metro
PhonePe RuPay On-The-Go (NCMC) card
Sold at Hyderabad Metro counters for ₹200 (₹120 card cost + ₹80 travel value). Stored-value card that works offline.
Key facts
- PhonePe launched the On-The-Go NCMC card on 9 March 2026.
- The card is interoperable and can be used and topped up at NCMC-enabled stations across India.
Using a credit card on the metro
- RBL Bank RuPay credit cards include the NCMC feature, so you can tap them at NCMC metro gates. The offline wallet holds up to ₹2,000.
- Most other credit cards (Visa, Mastercard and regular RuPay) don't work at metro gates unless they have the NCMC feature. Look for "NCMC" or "RuPay On-the-Go" on the card or in your bank app.
- NCMC debit and prepaid cards are available from many banks, including SBI, HDFC, ICICI and Axis.
How to use an NCMC card
- Top up the card's offline wallet at a station counter, ticket machine or through your bank app (plus the card's own balance for shopping).
- Tap at the entry gate, then tap again at the exit gate. The fare is deducted from the offline wallet.
- Keep a small balance. The offline wallet holds up to ₹2,000.
FAQs
Can I use a credit card on Hyderabad Metro?
Yes, if it has the NCMC feature (for example RBL Bank RuPay credit cards). Hyderabad Metro accepts NCMC cards. Regular credit cards without NCMC can't be tapped at the gates.
Which card should I buy for Hyderabad Metro?
PhonePe RuPay On-The-Go (NCMC) card: Sold at Hyderabad Metro counters for ₹200 (₹120 card cost + ₹80 travel value). Stored-value card that works offline.
Sources
✓ Fact-checked 26 September 2026Transit card rules change as systems upgrade. Confirm at the station or on the operator's website. Spotted a change? Tell us.