Bengaluru Metro Card (2026): NCMC Guide

Cards that work on Namma Metro

RBL Bank Namma Metro NCMC card

Prepaid NCMC card sold at metro station counters and RBL Bank branches.

Any bank's NCMC card

BMTC bus ticket machines accept NCMC cards issued anywhere in India, plus debit and credit cards and UPI.

RBL Bank RuPay credit card (NCMC)

RBL Bank's RuPay credit cards include the NCMC feature, with an offline wallet of up to ₹2,000.

Key facts

From June 2026, around 11,000 new BMTC ticketing machines accept NCMC cards.
Any NCMC card, such as one issued in Delhi, Mumbai or Kochi, works on Bengaluru buses.

Using a credit card on the metro

RBL Bank RuPay credit cards include the NCMC feature, so you can tap them at NCMC metro gates. The offline wallet holds up to ₹2,000.
Most other credit cards (Visa, Mastercard and regular RuPay) don't work at metro gates unless they have the NCMC feature. Look for "NCMC" or "RuPay On-the-Go" on the card or in your bank app.
NCMC debit and prepaid cards are available from many banks, including SBI, HDFC, ICICI and Axis.

How to use an NCMC card

Top up the card's offline wallet at a station counter, ticket machine or through your bank app (plus the card's own balance for shopping).
Tap at the entry gate, then tap again at the exit gate. The fare is deducted from the offline wallet.
Keep a small balance. The offline wallet holds up to ₹2,000.

FAQs

Can I use a credit card on Namma Metro?

Yes, if it has the NCMC feature (for example RBL Bank RuPay credit cards). Namma Metro accepts NCMC cards. Regular credit cards without NCMC can't be tapped at the gates.

Which card should I buy for Namma Metro?

RBL Bank Namma Metro NCMC card: Prepaid NCMC card sold at metro station counters and RBL Bank branches.

Sources

✓ Fact-checked 26 September 2026Transit card rules change as systems upgrade. Confirm at the station or on the operator's website. Spotted a change? Tell us.

Bengaluru Metro Card: NCMC, Credit Cards & How to Pay (2026)