Key takeaways

  • The legacy CMRL Travel Card was permanently discontinued on 1 May 2026; Chennai Metro now uses the Singara Chennai NCMC Card (SBI).
  • Using the Singara Chennai Card provides an automatic 20% discount on all Chennai Metro rail trips.
  • The card is a co-branded RuPay contactless prepaid card that also works on MTC city buses, parking, and other NCMC transit networks in India.
  • Instant SMS alerts are sent after every tap displaying the deducted fare and remaining card balance.

Chennai Metro Rail Limited (CMRL) executed a major transition in 2026 by permanently retiring its older closed-loop smart cards from 1 May 2026. In their place, CMRL partnered with State Bank of India (SBI) to deploy the Singara Chennai Card—a National Common Mobility Card (NCMC) that serves as a single ticket for Chennai Metro, MTC city buses, and transit systems nationwide.

Why get a Singara Chennai Card?

  • 20% Fare Discount: CMRL offers a flat 20% discount on all metro rail journeys when paid using the Singara Chennai Card compared to single-journey QR tickets or paper tokens. On a ₹50 ticket from Chennai Central to Airport, you pay only ₹40.
  • MTC City Bus Interoperability: Metropolitan Transport Corporation (MTC) buses equipped with NCMC handheld electronic ticketing machines accept the Singara Chennai card for bus tickets across the city.
  • Nationwide Usability: Because it is built on the open-loop RuPay NCMC standard, the same card taps into Delhi Metro, Mumbai Metro, Bengaluru Metro, and toll plazas without any reconfiguration.
  • SMS Balance Alerts: You receive an instant SMS after passing through turnstiles showing the exact fare charged and your remaining card balance.
  • Retail and POS Usage: The card comes equipped with a prepaid RuPay debit profile that allows shopping at POS card machines and merchant outlets across Tamil Nadu.

How to get a Singara Chennai Card

Getting a card takes less than five minutes at any metro station:

  1. Visit the Customer Care Counter or Ticket Counter at any Chennai Metro station (Blue Line from Wimco Nagar to Airport, or Green Line from Chennai Central to St. Thomas Mount).
  2. Provide your mobile number and name for basic KYC registration.
  3. Pay the issuance fee of ₹100 (which includes a nominal issuance charge plus initial usable balance).
  4. The counter staff will hand you your ready-to-use contactless card immediately.

Fees and Limits Breakdown

ParticularsAmount / Limit
Card Issuance Fee₹100 (incl. initial balance)
Metro Fare Discount20% Off standard token fare
Maximum Offline Wallet Limit₹2,000
Minimum Balance to Enter Metro₹50
Replacement for Lost Card₹50
Annual Maintenance Charge (AMC)Nil / Free
Validity5 Years from Date of Issue

Singara Chennai Card vs WhatsApp QR Tickets vs Tokens

Commuters in Chennai can compare their options below:

Ticketing MethodDiscount on FareQueue TimeBus (MTC) Support
Singara Chennai NCMC Card20% OffZero (Tap-and-Go)Yes (all NCMC routes)
CMRL Mobile App QR Ticket20% OffFast (Digital)No (Metro only)
WhatsApp QR Ticket20% OffFast (Messaging)No (Metro only)
Paper Token / Counter Ticket0% (Full Fare)Slow (Counter Queue)No

While WhatsApp and Mobile QR ticketing provide the same 20% discount on metro rides, only the physical Singara Chennai Card works on MTC buses and operates offline when cellular networks are congested.

How to Recharge Your Singara Chennai Card

Recharging your card can be done online or offline:

1. At CMRL Station Counters & AVMs

You can top up using cash, UPI, debit cards, or credit cards at any metro station ticket counter or self-service Ticket Vending Machine (TVM) / Add Value Machine (AVM). The balance is written to the chip immediately.

2. Online via SBI YONO / Transit Portal & UPI Apps

You can initiate a top-up through the SBI portal, Paytm, PhonePe, or Amazon Pay using your 16-digit card number. Remember that after completing the payment online, you must tap your card at a station AVM / Card Top-up Terminal to write the new balance to the card's chip.

Using the Singara Chennai Card on MTC City Buses

Chennai’s MTC operates thousands of buses across the Chennai Metropolitan Area. Conductors carry NCMC-enabled Electronic Ticketing Machines (ETMs). To pay for your bus ticket:

  1. Tell the conductor your destination stage.
  2. Tap your Singara Chennai Card against the top screen of the conductor's handheld machine.
  3. The fare is deducted from your offline transit wallet and an electronic paper receipt is printed instantly.

CMRL Phase 2 Expansion & Singara Chennai Card

Chennai Metro is constructing over 116 km of new lines under Phase 2 across Corridor 3 (Madhavaram to SIPCOT), Corridor 4 (Light House to Poonamallee Bypass), and Corridor 5 (Madhavaram to Sholinganallur). All 118 upcoming Phase 2 stations will exclusively feature NCMC-compatible turnstiles, meaning your current Singara Chennai Card will be 100% future-proof across the entire expanded network.

What happened to balance on old CMRL travel cards?

If you still hold the discontinued green/blue CMRL smart card, you can visit any Chennai Metro customer care counter to transfer the leftover security deposit and stored balance to a new Singara Chennai Card or receive a refund as per CMRL transition guidelines.

For more details, visit our Chennai Metro Card Guide and Metro Cards Hub.

FAQs

Do I need an SBI bank account to get a Singara Chennai Card?

No. The Singara Chennai Card is an open-loop prepaid transit card available to anyone regardless of where they bank. You do not need an SBI savings or salary account.

Can I use the Singara Chennai Card for regular shopping?

Yes. The card features an online wallet balance that can be used at merchant POS terminals and online shopping platforms where RuPay prepaid cards are accepted, in addition to its offline transit wallet.

What is the discount on Chennai Metro with Singara Chennai card?

Cardholders receive a flat 20% discount on all Chennai Metro rail journeys compared to purchasing regular tokens or paper QR tickets.

Can I use Singara Chennai Card in Bengaluru or Delhi?

Yes. Since the Singara Chennai Card complies with national NCMC specifications, you can tap it at Delhi Metro, Mumbai Metro, Bengaluru Namma Metro, and BMTC buses.

What should I do if my Singara Chennai Card is lost or damaged?

Visit the Customer Care counter at any CMRL station with your registered mobile number and original ID proof. Staff will hotlist the old card and issue a replacement for a ₹50 card replacement fee.

Sources

About the author

Deepak

Founder & Editor, CardPicker

Deepak founded CardPicker and writes and fact-checks its credit card guides, comparisons and news.

✓ Fact-checked 28 September 2026Prices, dates and card terms in this article were checked against issuer websites, official pages and news reports listed under Sources. Card figures come from our database, which is re-verified regularly. Offers change often, so confirm on the issuer's site before you buy or apply. Spotted an error? Tell us.